Crypto.com: availability and regulation
Crypto.com operates in a broad range of markets and holds named registrations in the European Economic Area, the United Kingdom, the United States, and Singapore. Availability of individual products still varies by country and state.
Information, not advice. This is general information, not legal, tax, or financial advice. Verify the current rules with a qualified local professional and the official regulator before acting.
Crypto.com is a global crypto exchange and app run by the Foris group of companies, headquartered in Singapore. As of February 2026 it is available in many countries and holds named registrations including a Markets in Crypto Assets (MiCA) licence in the European Economic Area, registration with the Financial Conduct Authority in the United Kingdom, and money transmitter licences in the United States. Specific products and assets vary by country, so check what is offered in your location.
What Crypto.com is
Crypto.com is a cryptocurrency platform operated by the Foris group of companies, with its main operating base in Singapore. It offers a mobile app for buying and selling crypto, a separate trading exchange, and a card programme in some markets.
The platform is custodial, which means Crypto.com holds the assets in your account on your behalf rather than handing you the private keys. Funding methods, supported assets, and features differ from one country to another, and some products such as derivatives are offered only where Crypto.com holds the right authorisation.
Fees are charged on a tiered maker and taker basis on the exchange, with separate spreads and fees on the app. Exact pricing changes over time, so confirm the current schedule on the platform before trading.
Registrations and licences
- European Economic Area. A Markets in Crypto Assets (MiCA) licence held by a Crypto.com entity authorised by the Malta Financial Services Authority (MFSA), granted in January 2025 and passportable across the EEA (as of February 2026).
- United Kingdom. Registration with the Financial Conduct Authority (FCA) for anti money laundering supervision of cryptoasset activity, alongside a UK Electronic Money Institution authorisation (as of February 2026).
- United States. Registration with FinCEN as a Money Services Business plus state money transmitter licences, and authorisations covering regulated derivatives products (as of February 2026).
- Singapore. A Major Payment Institution licence from the Monetary Authority of Singapore (MAS) covering digital payment token services (as of February 2026).
- Other markets. Crypto.com lists further registrations in jurisdictions including Australia and Dubai. The platform publishes a full list on its own licences page, which is the most current reference (as of February 2026).
Each registration is stated as of 21 June 2026. Licences and registrations change. Confirm the current position on the regulator register and the licences page of the platform before acting.
Where Crypto.com is available
As of February 2026 Crypto.com is available to residents of many countries across Europe, the Americas, Asia, and the Middle East. It is available across most of the United States, although the set of products and the states served can change, so check the current list before you sign up.
Access is blocked in jurisdictions that are subject to international sanctions and in a small number of countries where the platform has chosen not to operate. Because availability and the product mix vary by country, the country pages on this site track the position market by market.
Crypto.com is one of several platforms available in many countries. Availability still depends on where you live, so compare the exchanges that are genuinely available in your country before you choose.
Regulator and sources
The relevant regulators differ by market: the Malta Financial Services Authority (MFSA) for the MiCA licence used across the European Economic Area, the Financial Conduct Authority (FCA) in the United Kingdom, FinCEN and state regulators in the United States, and the Monetary Authority of Singapore (MAS) in Singapore.
- Crypto.com, official licences and registrations page (crypto.com/en/licenses).
- Crypto.com company news, Markets in Crypto Assets (MiCA) licence announcement, January 2025.
- Malta Financial Services Authority (MFSA), Financial Conduct Authority (FCA) register, and Monetary Authority of Singapore (MAS) financial institutions directory.
Frequently asked questions
Is Crypto.com legal to use?
In most countries where it operates Crypto.com is a registered or licensed provider rather than a banned service. As of February 2026 it holds a MiCA licence in the European Economic Area, FCA registration in the United Kingdom, and money transmitter licences in the United States. Legality of using it still depends on your own country, so check your local rules.
Is Crypto.com available in the United States?
As of February 2026 Crypto.com is available across most of the United States and holds FinCEN registration and state money transmitter licences. The products offered and the states served can change, so confirm the current position on the platform before signing up.
Does Crypto.com hold a MiCA licence?
Yes. A Crypto.com entity holds a Markets in Crypto Assets (MiCA) licence granted by the Malta Financial Services Authority in January 2025, which can be passported across the European Economic Area. This is current as of February 2026.
Does Crypto.com hold my crypto for me?
Yes. Crypto.com is a custodial platform, so it holds the assets in your account on your behalf. If you prefer to control your own private keys you would need a separate self custody wallet. This is general information, not advice.
Where can I check Crypto.com licences directly?
Crypto.com publishes its registrations on its own licences page, and each named regulator keeps a public register. Those primary sources are the most current way to confirm the position before acting.
Rules change frequently. Exchange availability, registrations, and the rules that govern them can change at short notice and vary by region. The position on this page is dated 21 June 2026. Confirm the current status with the named regulator and the platform before you act.
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