Gemini: availability and regulation
Gemini operates in every United States state and more than 60 countries, and holds named registrations including a New York trust charter, FCA registration in the United Kingdom, and a MiCA licence in the European Union.
Information, not advice. This is general information, not legal, tax, or financial advice. Verify the current rules with a qualified local professional and the official regulator before acting.
Gemini is a crypto exchange operated by Gemini Trust Company, founded in 2014 and based in New York. As of February 2026 it is available in every United States state and more than 60 countries, and holds a New York limited purpose trust charter, FinCEN registration, a Financial Conduct Authority registration in the United Kingdom, and a Markets in Crypto Assets (MiCA) licence in the European Union. Access is blocked in sanctioned regions.
What Gemini is
Gemini is a cryptocurrency exchange and custodian run by Gemini Trust Company, headquartered in New York. It offers spot trading, a mobile app, custody services, and related products, with a regulatory posture that has been a central part of how it presents itself since launch.
The platform is custodial, holding customer assets on their behalf. Supported assets and features vary by country, and some products are available only in certain markets. Trading fees are charged on a maker and taker basis with separate convenience fees on the simpler app interface.
Gemini operates through local entities in several regions so that it can register or seek authorisation under each market's own framework rather than serving everyone from a single jurisdiction.
Registrations and licences
- United States. A New York limited purpose trust charter from the New York State Department of Financial Services (NYDFS), held since 2015, plus FinCEN Money Services Business registration (as of February 2026).
- European Union. A Markets in Crypto Assets (MiCA) licence from the Malta Financial Services Authority (MFSA), announced in August 2025 and passportable across the 27 EU member states (as of February 2026).
- United Kingdom. A cryptoasset registration with the Financial Conduct Authority (FCA) and an Electronic Money Institution authorisation (as of February 2026).
- Australia. A Digital Currency Exchange registration with AUSTRAC (as of February 2026).
- Italy. An OAM virtual asset service provider registration used for Italian operations (as of February 2026).
Each registration is stated as of 21 June 2026. Licences and registrations change. Confirm the current position on the regulator register and the licences page of the platform before acting.
Where Gemini is available
As of February 2026 Gemini is available to customers in every United States state and in more than 60 countries across Europe, Asia Pacific, and beyond. It operates in the European Union under its MiCA licence and in the United Kingdom under its FCA registration.
Gemini blocks access from regions subject to international sanctions, which it lists as including Afghanistan, Iran, North Korea, Sudan, and Syria, among others. The exact list and the set of supported countries can change, so check the platform's areas of availability page for the current position.
Gemini is one of several platforms available in many countries. Availability depends on where you live, so compare the exchanges that are genuinely available in your country before you choose.
Regulator and sources
The supervising authorities differ by market: the New York State Department of Financial Services (NYDFS) and FinCEN in the United States, the Malta Financial Services Authority (MFSA) for the MiCA licence used across the European Union, the Financial Conduct Authority (FCA) in the United Kingdom, and AUSTRAC in Australia.
- Gemini, official areas of availability page.
- Gemini and the Malta Financial Services Authority (MFSA), MiCA licence announcement, August 2025.
- New York State Department of Financial Services (NYDFS) and the Financial Conduct Authority (FCA) public registers.
Frequently asked questions
Is Gemini a regulated exchange?
Yes. As of February 2026 Gemini holds a New York limited purpose trust charter from the NYDFS, FinCEN registration in the United States, an FCA registration in the United Kingdom, and a MiCA licence in the European Union. Regulation does not remove market risk, and this is information rather than advice.
Is Gemini available in my country?
Gemini is available in every United States state and more than 60 countries as of February 2026. Because the list changes, the most reliable check is Gemini's own areas of availability page or the country pages on this site.
Does Gemini operate in the European Union?
Yes. Gemini obtained a Markets in Crypto Assets (MiCA) licence from the Malta Financial Services Authority in August 2025, which lets it offer services across the 27 EU member states. This is current as of February 2026.
Which countries does Gemini block?
Gemini blocks access from regions subject to international sanctions, which it lists as including Afghanistan, Iran, North Korea, Sudan, and Syria, among others. The list can change, so confirm on the platform before relying on it.
Does Gemini hold my crypto for me?
Yes. Gemini is a custodial exchange and holds the assets in your account on your behalf. Controlling your own keys requires a separate self custody wallet.
Rules change frequently. Exchange availability, registrations, and the rules that govern them can change at short notice and vary by region. The position on this page is dated 21 June 2026. Confirm the current status with the named regulator and the platform before you act.
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