Is LBank available in Germany?
LBank does not appear on the European Securities and Markets Authority register of authorised crypto asset service providers, and it is not authorised under the European Union Markets in Crypto Assets framework supervised in Germany by the Federal Financial Supervisory Authority (BaFin). The German transitional period for providers without a MiCA authorisation ended on 31 December 2025, so treat LBank as not available to German residents through an authorised route.
Information, not advice. This is general information, not legal, tax, or financial advice. Verify the current rules with a qualified local professional and the official regulator before acting.
How we checked this. We set this status by reading the platform's own terms of use and country eligibility, and the public register kept by the named regulator, then dated the result. Availability can change, so confirm directly with the platform and the regulator before acting. As of 26 June 2026.
As of 26 June 2026, LBank is not authorised under the European Union Markets in Crypto Assets (MiCA) framework and does not appear on the European Securities and Markets Authority register of authorised crypto asset service providers. In Germany the national competent authority is the Federal Financial Supervisory Authority, known as BaFin, and the German transitional period that let some providers continue without a MiCA authorisation ended on 31 December 2025. Treat LBank as not available to residents of Germany through a MiCA authorised route and verify the current position before acting.
Availability for Germany residents
Across the European Union, crypto platforms are now expected to operate under the Markets in Crypto Assets framework, Regulation (EU) 2023/1114, either through a national authorisation or by passporting an authorisation held in another member state. In Germany the national competent authority is the Federal Financial Supervisory Authority, known as BaFin, and the European Securities and Markets Authority maintains the union wide register of authorised providers.
Germany chose a shorter transition than the union wide backstop. Existing providers could continue under prior German rules only until 31 December 2025, after which a firm operating without a granted MiCA authorisation in Germany, or a valid passport from another member state, is in breach. As of 26 June 2026, LBank does not appear on the European Securities and Markets Authority register and is not authorised by BaFin.
Because LBank holds no MiCA authorisation that can be passported into Germany, the authorised route is treated here as not available, and the position should be confirmed directly with BaFin.
Access, KYC, and products
LBank is a global crypto exchange that offers spot and derivatives trading. It is a custodial platform, which means it holds the assets in an account on the user behalf rather than giving the user the private keys, and it requires identity verification, known as know your customer, before trading.
Under MiCA the relevant question for a German resident is authorisation. A provider that serves Germany is expected to hold a MiCA authorisation, safeguard client assets, and meet governance and disclosure standards supervised by BaFin. Without that authorisation, a platform should not be marketing services to German residents, so confirm the regulatory position rather than the day to day mechanics.
How crypto is taxed in Germany
Germany taxes crypto for individuals, with the Federal Central Tax Office and the local tax offices applying the rules. For a private holder, gains on crypto sold within one year can be taxable as a private sale transaction, while assets held longer than one year are generally tax free, subject to thresholds and to your circumstances.
Rules and thresholds depend on personal circumstances and can change, so confirm the current treatment with the German tax authority or a qualified adviser. See the Germany crypto tax page for a fuller explanation. This is general information, not tax advice (as of 26 June 2026).
Regulator and sources
The Germany national competent authority for crypto under MiCA is the Federal Financial Supervisory Authority, known as BaFin, and tax is administered by the Federal Central Tax Office and local tax offices. The position below is stated as of 26 June 2026 and should be confirmed on the primary sources.
- European Securities and Markets Authority, register of authorised crypto asset service providers under the Markets in Crypto Assets framework.
- Federal Financial Supervisory Authority (BaFin), guidance on MiCA authorisation and the German transition ending 31 December 2025.
- Markets in Crypto Assets Regulation (EU) 2023/1114, the authorisation regime for crypto asset service providers.
- LBank, published User Agreement on the countries and regions it serves.
Frequently asked questions
Is LBank available in Germany?
As of 26 June 2026, LBank is not authorised under the EU Markets in Crypto Assets framework and does not appear on the European Securities and Markets Authority register. The German transition ended on 31 December 2025, so treat it as not available through an authorised route and verify the position.
Does LBank hold a MiCA licence for Germany?
No. As of 26 June 2026, LBank does not appear on the European Securities and Markets Authority register of authorised crypto asset service providers, and it is not authorised by BaFin.
Is it legal to own crypto in Germany?
Yes. Holding, buying, and selling crypto is legal in Germany and is supervised under the EU Markets in Crypto Assets framework. The open question on this page is the authorisation of the LBank platform, not whether owning crypto is allowed.
What happened on 31 December 2025 in Germany?
Germany used a shorter transitional period, which ended on 31 December 2025. After that date a provider needs a granted MiCA authorisation in Germany, or a passport from another member state, to serve German residents lawfully.
How is crypto taxed in Germany?
For a private holder, gains on crypto sold within one year can be taxable, while assets held longer than one year are generally tax free, subject to thresholds. See the Germany crypto tax page. This is general information, not tax advice.
Where can I confirm the current position?
Check the European Securities and Markets Authority register, BaFin notices, and LBank own published updates. Those primary sources are the most current way to confirm availability before acting.
Rules change frequently. Exchange availability and authorisations can change at short notice, and the German position is firm now that the transitional period ended on 31 December 2025. The position on this page is dated 26 June 2026. Confirm the current status with the Federal Financial Supervisory Authority and the platform before you act.
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