Luno: availability and regulation
Luno is a cryptocurrency exchange focused on emerging markets and the United Kingdom. It is available in countries including South Africa, Nigeria, Malaysia, Indonesia, and the United Kingdom, where it holds an anti money laundering registration with the Financial Conduct Authority. Its European availability has narrowed.
Information, not advice. This is general information, not legal, tax, or financial advice. Verify the current rules with a qualified local professional and the official regulator before acting.
Luno is a cryptocurrency exchange aimed at first time and everyday buyers, with a strong presence in Africa and Southeast Asia. As of April 2026 it is available in countries including South Africa, Nigeria, Malaysia, Indonesia, and the United Kingdom, where it is registered with the Financial Conduct Authority for anti money laundering supervision. Reports indicate Luno has scaled back services for European Economic Area customers. It does not serve the United States. Supported features vary by country, so check what is offered where you live.
What Luno is
Luno is a centralised cryptocurrency exchange founded in 2013, with a focus on emerging markets and on users who are new to crypto. It offers a simple app for buying, selling, and storing major cryptocurrencies, along with some savings and trading features depending on the country.
The platform is custodial, which means Luno holds the assets in your account on your behalf rather than handing you the private keys. Users who prefer to control their own keys would need a separate self custody wallet.
Funding methods, supported assets, and features differ by country, and some features such as savings and rewards are limited in markets with stricter marketing rules. Fees change over time, so confirm the current schedule on the platform before trading.
Registrations and licences
- United Kingdom. Registration with the Financial Conduct Authority (FCA) for anti money laundering supervision of cryptoasset activity. Luno states it is registered for this purpose, while noting that crypto itself remains largely unregulated for consumer protection (as of April 2026).
- South Africa. Operation in its home market, where the Financial Sector Conduct Authority has declared crypto assets a financial product and brought providers into a licensing regime (as of April 2026).
- Other markets. Services offered in countries including Nigeria, Malaysia, and Indonesia under local arrangements. Luno publishes the current country list on its own site, which is the most accurate reference (as of April 2026).
- European Economic Area. Reports in 2026 indicate Luno has scaled back or withdrawn services for European Economic Area customers rather than seeking authorisation under the Markets in Crypto Assets framework. Confirm the current position for your country on the platform (as of April 2026).
Each registration is stated as of 21 June 2026. Licences and registrations change. Confirm the current position on the regulator register and the licences page of the platform before acting.
Where Luno is available
As of April 2026 Luno is available in a defined set of countries, with its strongest presence in South Africa, Nigeria, Malaysia, Indonesia, and the United Kingdom. The exact country list and the features offered in each are set by Luno and change over time.
Luno does not serve residents of the United States. Its European Economic Area availability has narrowed according to 2026 reports. Because availability and the feature set vary by country, confirm that Luno serves your country on the platform before you sign up.
Luno is one of several platforms available in its markets. Availability still depends on where you live, so compare the exchanges that are genuinely available in your country before you choose.
Regulator and sources
The relevant regulators differ by market: the Financial Conduct Authority (FCA) in the United Kingdom for anti money laundering registration, and the Financial Sector Conduct Authority in South Africa for the crypto asset licensing regime.
- Financial Conduct Authority (FCA), United Kingdom, register of cryptoasset firms.
- Luno, official help centre pages on regulation and supported countries.
- Financial Sector Conduct Authority (FSCA), South Africa, materials on crypto asset financial products.
Frequently asked questions
Is Luno available in the United States?
No. As of April 2026 Luno does not serve residents of the United States. If you live in the United States you would need a platform that serves that market.
Is Luno regulated in the United Kingdom?
Luno is registered with the Financial Conduct Authority for anti money laundering supervision of its cryptoasset activity. As of April 2026 that registration covers money laundering controls, while crypto itself remains largely unregulated for consumer protection. Luno states this on its own help centre.
Which countries does Luno serve?
As of April 2026 Luno is available in countries including South Africa, Nigeria, Malaysia, Indonesia, and the United Kingdom. Reports indicate it has scaled back European Economic Area services. The current country list is published on the Luno site.
Does Luno hold my crypto for me?
Yes. Luno is a custodial platform, so it holds the assets in your account on your behalf. If you prefer to control your own private keys you would need a separate self custody wallet. This is general information, not advice.
Where can I check the Luno registration directly?
The Financial Conduct Authority keeps a public register of cryptoasset firms in the United Kingdom, and Luno lists its supported countries and regulatory notes on its own site. Those primary sources are the most current way to confirm the position before acting.
Rules change frequently. Exchange availability, registrations, and the rules that govern them can change at short notice and vary by region. The market coverage of Luno has shifted in recent years, including reported changes in the European Economic Area. The position on this page is dated 21 June 2026. Confirm the current status with the named regulator and the platform before you act.
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