Revolut crypto: availability and regulation
Revolut is a financial app that offers crypto alongside everyday banking features. Its European crypto arm holds a Markets in Crypto Assets (MiCA) licence from Cyprus, passportable across the European Economic Area, and it offers crypto to United Kingdom customers under local rules.
Information, not advice. This is general information, not legal, tax, or financial advice. Verify the current rules with a qualified local professional and the official regulator before acting.
Revolut is a financial technology app founded in 2015 that offers crypto buying and selling alongside accounts, cards, and payments. As of February 2026 its European crypto arm, Revolut Digital Assets Europe Ltd, holds a Markets in Crypto Assets (MiCA) licence from Cyprus that passports across the European Economic Area, and Revolut offers crypto to eligible United Kingdom customers under local financial rules.
What Revolut is
Revolut is a financial app founded in 2015 in the United Kingdom. Its core is everyday money: accounts, cards, currency exchange, and payments. Crypto is one feature within that app, letting eligible users buy, sell, and hold a range of tokens.
For crypto, Revolut operates through dedicated entities and is custodial, which means it holds the assets in your account for you. Some plans allow withdrawing crypto to an external wallet. Funding comes from your Revolut balance, and fees vary by plan and order size, so confirm the current schedule and supported tokens in the app before trading.
Revolut has been expanding its crypto offering, including a wider token range and additional features, under the structure required by the European framework. The exact set of features depends on your country and plan.
Registrations and licences
- European Economic Area. A Markets in Crypto Assets (MiCA) licence held by Revolut Digital Assets Europe Ltd, granted by the Cyprus Securities and Exchange Commission (CySEC) in October 2025 and passportable across the EEA (as of February 2026).
- United Kingdom. Revolut offers crypto to eligible United Kingdom customers within the app, subject to United Kingdom financial promotion and consumer protection rules overseen by the Financial Conduct Authority (FCA). Confirm the current eligibility and any registration position in the app (as of February 2026).
- Banking and payments. Revolut operates regulated banking and electronic money entities in Europe and other markets, supervised by national authorities. These sit alongside, and are separate from, its crypto entities (as of February 2026).
Each registration is stated as of 21 June 2026. Licences and registrations change. Confirm the current position on the regulator register and within the app before acting.
Where Revolut crypto is available
As of February 2026 Revolut offers crypto to eligible customers across the European Economic Area, under its Cyprus MiCA licence, and to eligible customers in the United Kingdom. The crypto feature appears inside the main Revolut app rather than as a separate exchange.
Revolut operates in other regions for banking, but its in app crypto trading is not offered everywhere it has customers. The United States position, in particular, has changed over time and differs from Europe. Token availability, plan requirements, and features vary, so check the app for your country before relying on it.
Revolut is one of several ways to access crypto across the European Economic Area and the United Kingdom. Availability and features depend on where you live, so compare the platforms that are genuinely available in your country before you choose.
Regulator and sources
For crypto in Europe, the relevant authority is the Cyprus Securities and Exchange Commission (CySEC), which granted the MiCA licence used across the European Economic Area. In the United Kingdom, crypto promotions and consumer protection fall under the Financial Conduct Authority (FCA). Revolut's banking and payments entities are supervised by separate national authorities.
- Public reporting on Revolut's MiCA licence from CySEC, October 2025.
- Cyprus Securities and Exchange Commission (CySEC) and Financial Conduct Authority (FCA) public information.
- Revolut official help and legal pages on its crypto service and supported regions.
Frequently asked questions
Is Revolut crypto safe and regulated?
Revolut is a regulated financial app that offers crypto through dedicated entities. As of February 2026 its European crypto arm holds a Markets in Crypto Assets (MiCA) licence from Cyprus, and it offers crypto to United Kingdom customers under local rules. No licence removes market or platform risk, and this is information rather than advice.
Does Revolut have a MiCA licence?
Yes. Revolut's EU crypto arm, Revolut Digital Assets Europe Ltd, received a Markets in Crypto Assets (MiCA) licence from the Cyprus Securities and Exchange Commission (CySEC) in October 2025, which can be passported across the European Economic Area. This is current as of February 2026.
Can I buy crypto on Revolut in the United Kingdom?
Yes. As of February 2026 Revolut offers crypto to eligible United Kingdom customers within the app, subject to United Kingdom financial promotion and consumer protection rules overseen by the Financial Conduct Authority. Features and eligibility can change, so check the app.
Does Revolut hold my crypto?
Yes. Revolut is custodial for crypto held in the app, which means it holds the assets for you. Some plans allow withdrawing crypto to an external wallet. Holding your own keys requires a separate self custody wallet.
Is Revolut crypto available in the United States?
Revolut's crypto service is centred on the European Economic Area and the United Kingdom. As of February 2026 it does not offer the same in app crypto trading to United States customers, and the United States position has changed over time. Check the app for your country.
Rules change frequently. Exchange availability, registrations, and the rules that govern them can change at short notice and vary by region. The position on this page is dated 21 June 2026. Confirm the current status with the named regulator and the app before you act.
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