Is Uphold available in the United States?
Uphold is a United States based platform and serves residents across most of the country. It does not offer services in New York, which appears on its own list of jurisdictions it does not support as of 21 June 2026, so residents there cannot use it. Confirm the current product list for your state before acting.
Information, not advice. This is general information, not legal, tax, or financial advice. Verify the current rules with a qualified local professional and the official regulator before acting.
How we checked this. We set this status by reading the platform's own terms of use and country eligibility, and the public register kept by the named regulator, then dated the result. Availability can change, so confirm directly with the platform and the regulator before acting. As of 26 June 2026.
As of 26 June 2026, Uphold is available to residents across most of the United States, with the notable exception of New York. New York appears on Upholds list of jurisdictions it does not support, last updated 12 May 2026, so residents of that state cannot open accounts. Uphold is registered with the Financial Crimes Enforcement Network as a money services business and holds state money transmitter licences, so confirm availability and products for your specific state before acting.
Availability for residents of the United States
As of 26 June 2026, Uphold is available to residents across most of the United States. Uphold is a United States based company and operates as a regulated money services business. Identity verification, known as know your customer, is required before trading, and the products and assets offered can vary from state to state.
There is one important exception. New York appears on Upholds own list of jurisdictions it does not support, last updated 12 May 2026, so residents of New York cannot use Uphold. Availability in other states depends on the money transmitter licences Uphold holds, so confirm that your state is served before signing up.
Crypto firms serving the United States register with the Financial Crimes Enforcement Network as money services businesses, hold state money transmitter licences, and operate under oversight from the Securities and Exchange Commission and the Commodity Futures Trading Commission depending on the products involved. Treat this status as accurate as of 26 June 2026 and confirm the current position with Uphold.
Access, identity checks, and products
Uphold is a custodial platform, which means it holds the assets in your account on your behalf rather than giving you the private keys. Residents of most states verify their identity and can then fund an account to buy, sell, and hold a range of crypto assets. The exact products and assets offered depend on your state, so check the platform itself for the current list.
Residents of New York cannot use Uphold, so they should compare platforms that hold the relevant New York authorisations. Trying to bypass a location restriction, for example by using a virtual private network or a different address, can breach a platforms terms of service and put funds and account access at risk.
How crypto is taxed in the United States
Crypto is taxable in the United States. As of 26 June 2026, the Internal Revenue Service treats crypto as property, so selling, exchanging, or spending it can create a capital gain or loss, and crypto received as income is generally taxed as ordinary income. Federal and, in many cases, state taxes can apply.
Tax rules and rates depend on your income and your state, so confirm the current treatment with the Internal Revenue Service or a qualified tax professional. This is general information, not tax advice (as of 26 June 2026).
Uphold and several other platforms serve residents across most of the United States as of 26 June 2026. Availability and products vary by state, so compare the exchanges that are genuinely available where you live before you choose.
Every availability status here is dated and checked against the named regulator's public register. We never place a link to a platform where it is not available.
Regulator and sources
Crypto in the United States is overseen by federal bodies including the Financial Crimes Enforcement Network, the Securities and Exchange Commission, and the Commodity Futures Trading Commission, alongside state regulators. The availability position on this page comes from Upholds own terms and is stated as of 26 June 2026. Confirm it on the primary sources below.
- Uphold, published list of jurisdictions it does not support, last updated 12 May 2026, which lists New York among the locations it does not serve.
- Financial Crimes Enforcement Network, registration of money services businesses, alongside state money transmitter regulators and oversight from the Securities and Exchange Commission and the Commodity Futures Trading Commission.
- Internal Revenue Service, guidance treating crypto as property for tax purposes.
Frequently asked questions
Is Uphold available in the United States?
As of 26 June 2026, Uphold is available to residents across most of the United States, with the exception of New York. Availability in each state depends on the money transmitter licences Uphold holds, so confirm your state before acting.
Is Uphold available in New York?
No. As of 26 June 2026, New York appears on Upholds own list of jurisdictions it does not support, so residents of New York cannot use Uphold. They should compare platforms that hold the relevant New York authorisations.
Is crypto legal in the United States?
Yes. Holding and trading crypto is legal in the United States, within a framework of federal and state oversight including the Financial Crimes Enforcement Network and state money transmitter regulators (as of 26 June 2026).
Who regulates crypto in the United States?
Oversight is shared among federal bodies including the Financial Crimes Enforcement Network, the Securities and Exchange Commission, and the Commodity Futures Trading Commission, alongside state regulators (as of 26 June 2026).
How is crypto taxed in the United States?
As of 26 June 2026, the Internal Revenue Service treats crypto as property, so disposals can create capital gains or losses, and crypto income is taxed as ordinary income. Confirm the current position with the Internal Revenue Service or a qualified professional. This is general information, not tax advice.
How can I confirm Upholds current status for my state?
Check Upholds own published list of jurisdictions it does not support, which is dated and updated, and the platform itself when you sign in. Those primary sources are the most current way to confirm availability before acting.
Rules change frequently. Exchange availability and state licences can change, and crypto oversight in the United States continues to develop at both the federal and state level. The position on this page is dated 26 June 2026. Confirm the current status with Uphold and your state regulator before you act.
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