Bitpanda: availability and regulation
Bitpanda is an Austrian crypto and investing platform that holds Markets in Crypto Assets (MiCA) licences in Germany, Austria, and Malta, passportable across the European Economic Area. It also holds a Financial Conduct Authority registration in the United Kingdom and a licence in the United Arab Emirates.
Information, not advice. This is general information, not legal, tax, or financial advice. Verify the current rules with a qualified local professional and the official regulator before acting.
Bitpanda is an Austrian platform founded in 2014 that offers crypto along with other asset classes. As of April 2026 it is one of the most heavily licensed platforms under the European framework, holding Markets in Crypto Assets (MiCA) licences in Germany, Austria, and Malta that passport across the European Economic Area, plus a Financial Conduct Authority registration in the United Kingdom and a Virtual Assets Regulatory Authority licence in Dubai.
What Bitpanda is
Bitpanda is a crypto and investing platform founded in Vienna, Austria, in 2014. Beyond buying and selling crypto, it offers exposure to other asset classes such as stocks, exchange traded funds, and precious metals through its app, with a focus on a simple retail experience.
The platform is custodial, which means Bitpanda holds the assets in your account for you. Supported assets and funding methods vary by region. Fees are charged through a spread and trading fees that differ by product, so confirm the current fee schedule and asset list on the platform before trading.
Bitpanda has positioned itself as a compliance led European platform and was among the first to secure licences under the Markets in Crypto Assets framework as it came into force across the European Union.
Registrations and licences
- European Economic Area. Markets in Crypto Assets (MiCA) licences, with the first granted by Germany's BaFin in January 2025 and further licences in Austria and Malta. A MiCA licence can be passported across the EEA (as of April 2026).
- United Kingdom. Registration with the Financial Conduct Authority (FCA) as a cryptoasset firm for anti money laundering supervision, in place since 2025 (as of April 2026).
- United Arab Emirates. A Virtual Asset Service Provider licence from Dubai's Virtual Assets Regulatory Authority (VARA), granted in 2025 (as of April 2026).
- Other supervision. Bitpanda also operates regulated entities for its broader investment services within the European Union, supervised by national authorities (as of April 2026).
Each registration is stated as of 21 June 2026. Licences and registrations change. Confirm the current position on the regulator register and the licences page of the platform before acting.
Where Bitpanda is available
As of April 2026 Bitpanda is available to residents across the European Economic Area, where it serves clients under its MiCA licences, along with the United Kingdom and the United Arab Emirates. It is strongest in German speaking markets such as Austria and Germany, and across the wider EEA.
Bitpanda does not serve United States residents. The product mix, such as which asset classes and features are offered, varies by country, so check the current position on the platform for your country before signing up.
Bitpanda is one of several platforms available across the European Economic Area and the United Kingdom. Availability depends on where you live, so compare the exchanges that are genuinely available in your country before you choose.
Regulator and sources
The supervising authorities differ by market: BaFin in Germany and national authorities in Austria and Malta for the MiCA licences used across the European Economic Area, the Financial Conduct Authority (FCA) in the United Kingdom, and the Virtual Assets Regulatory Authority (VARA) in Dubai.
- Bitpanda official blog, MiCA licence announcements, 2025.
- BaFin and Financial Conduct Authority (FCA) public registers.
- Public reporting on Bitpanda licences in Germany, Austria, Malta, the United Kingdom, and Dubai.
Frequently asked questions
Is Bitpanda safe and regulated?
Bitpanda is an Austrian platform that holds Markets in Crypto Assets (MiCA) licences in the European Economic Area, granted from 2025, along with a registration with the United Kingdom's Financial Conduct Authority and a licence from Dubai's Virtual Assets Regulatory Authority. No licence removes market or platform risk, and this is information rather than advice.
Does Bitpanda have a MiCA licence?
Yes. Bitpanda became the first major platform to receive a MiCA licence in Germany, granted by BaFin in January 2025, and has since added further MiCA licences in Austria and Malta. A MiCA licence can be passported across the European Economic Area. This is current as of April 2026.
Which countries can use Bitpanda?
Bitpanda mainly serves residents of the European Economic Area, where it operates under MiCA, along with the United Kingdom and the United Arab Emirates. As of April 2026 it is not a platform for United States residents. Availability varies, so check the platform for your country.
Is Bitpanda available in the United States?
No. As of April 2026 Bitpanda focuses on Europe, the United Kingdom, and the United Arab Emirates and does not serve United States residents. United States residents should compare platforms registered for that market.
Does Bitpanda hold my crypto?
Yes. Bitpanda is a custodial platform and holds the assets in your account for you. Holding your own keys requires a separate self custody wallet.
Rules change frequently. Exchange availability, registrations, and the rules that govern them can change at short notice and vary by region. The position on this page is dated 21 June 2026. Confirm the current status with the named regulator and the platform before you act.
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