Is Nexo available in the Netherlands?
Nexo serves residents of the Netherlands as a custodial crypto platform, offering its crypto backed credit line, in app Exchange, and the Nexo Card for residents of the European Economic Area. The Dutch competent authority for crypto asset service providers under the EU Markets in Crypto Assets framework is the Autoriteit Financiële Markten (AFM), working with De Nederlandsche Bank (DNB).
Information, not advice. This is general information, not legal, tax, or financial advice. Verify the current rules with a qualified local professional and the official regulator before acting.
How we checked this. We set this status by reading the platform's own terms of use and country eligibility, and the public register kept by the named regulator, then dated the result. Availability can change, so confirm directly with the platform and the regulator before acting. As of 26 June 2026.
Yes. As of 26 June 2026, Nexo is available to residents of the Netherlands and offers a custodial account with a crypto backed credit line, an in app Exchange for swaps, savings features, and the Nexo Card for eligible European Economic Area residents. Crypto asset services in the Netherlands are supervised under the EU Markets in Crypto Assets framework by the Autoriteit Financiële Markten, and reporting in June 2026 indicated Nexo set up a Markets in Crypto Assets compliant structure supervised by the German regulator BaFin that can be passported across the European Union, so confirm the current authorisation before acting.
Availability for the Netherlands residents
As of 26 June 2026, Nexo is reachable by residents of the Netherlands and lists the country among the European Economic Area markets it serves, including for the Nexo Card. The Dutch competent authority for crypto asset service providers is the Autoriteit Financiële Markten (AFM), working with De Nederlandsche Bank (DNB). Holding, buying, and selling crypto is legal in the Netherlands for residents, and the open question on this page is the authorisation status of the Nexo platform rather than whether owning crypto is allowed.
Across the European Union, crypto asset service providers are now expected to operate under the Markets in Crypto Assets (MiCA) framework, either through a national authorisation or by passporting an authorisation held in another member state. Public reporting in June 2026 indicated that Nexo established a Markets in Crypto Assets compliant structure supervised by the German Federal Financial Supervisory Authority (BaFin), effective early June 2026, having previously held no such authorisation. Under the passporting regime, an authorisation granted in one member state can allow a provider to serve clients across the European Union, including the Netherlands.
Because this position is recent and can change, treat the precise scope of products offered to Dutch residents as something to confirm on the Nexo platform and with the Autoriteit Financiële Markten. Some Nexo products, such as the Nexo Card, are limited to residents of the European Economic Area and the United Kingdom, while other features can vary by jurisdiction. The status on this page is stated as of 26 June 2026.
Access, KYC, and products
Nexo is a custodial platform, which means it holds the assets in your account on your behalf rather than giving you the private keys. Dutch users typically open an account through the Nexo app or website, complete identity verification (know your customer, or KYC) using a government issued identity document, and fund the account by transferring crypto from another wallet or by buying crypto with a bank card.
The core products available to eligible European users include a crypto backed credit line, which lets a user borrow against crypto held as collateral without selling it, an in app Exchange for swapping one asset for another, and savings or yield features whose availability depends on local rules. The Nexo Card, a Mastercard issued for residents of the European Economic Area and the United Kingdom, lets eligible users spend from their balance or borrow against it.
The exact product mix offered to a given country depends on local rules and on the authorisations Nexo holds. Availability of specific features can therefore differ between the Netherlands and other markets, so confirm what is offered to the Netherlands residents on the platform itself before funding an account. This page describes general availability and does not recommend any product.
How crypto is taxed in the Netherlands
Crypto held by individuals in the Netherlands is generally taxed under the Box 3 regime on income from savings and investments, administered by the Belastingdienst. Box 3 has historically taxed a deemed return on the value of assets held on 1 January rather than realised gains, and the system is undergoing reform toward taxing actual returns (as of 26 June 2026).
Rates, thresholds, and the transition to a new Box 3 method change and depend on personal circumstances, so confirm the current treatment with the Belastingdienst or a qualified adviser. See the Netherlands crypto tax page for a fuller explanation. This is general information, not tax advice.
Several major platforms serve residents of the Netherlands under the European Union Markets in Crypto Assets framework. Availability and products vary, so compare the exchanges that are genuinely available in the Netherlands before you choose.
Every availability status here is dated and checked against the named regulator's public register. We never place a link to a platform where it is not available.
Regulator and sources
The Dutch regulator for crypto asset services is the Autoriteit Financiële Markten (AFM), with De Nederlandsche Bank (DNB), operating under the EU Markets in Crypto Assets framework. The position below is stated as of 26 June 2026 and should be confirmed on the primary sources.
- Autoriteit Financiële Markten (AFM), registers and guidance on crypto asset service providers under the Markets in Crypto Assets framework.
- European Securities and Markets Authority (ESMA), the register of authorised crypto asset service providers across the European Union.
- Nexo Help Center, the page on the jurisdictions in which its products are available and the countries served by the Nexo Card.
- Reporting in June 2026 that Nexo established a Markets in Crypto Assets compliant structure supervised by the German Federal Financial Supervisory Authority (BaFin).
Frequently asked questions
Is Nexo available in the Netherlands?
Yes. As of 26 June 2026, Nexo serves residents of the Netherlands, offering a custodial account with a crypto backed credit line, an in app Exchange, savings features, and the Nexo Card for eligible European Economic Area residents. Confirm the current product scope on the Nexo platform and with the Autoriteit Financiële Markten.
Does Nexo hold an EU crypto authorisation?
Reporting in June 2026 indicated Nexo established a Markets in Crypto Assets compliant structure supervised by the German Federal Financial Supervisory Authority (BaFin), having previously held no such authorisation. Under the EU passporting regime such an authorisation can allow a provider to serve clients across the European Union, including the Netherlands. Verify the current status on the European Securities and Markets Authority register.
Is the Nexo Card available in the Netherlands?
Yes. The Netherlands is part of the European Economic Area, and Nexo lists European Economic Area countries among those eligible for the Nexo Card. Physical card issuance has at times been paused, so check the current position in the Nexo app.
Is it legal to use crypto in the Netherlands?
Yes. Holding, buying, and selling crypto is legal for residents of the Netherlands, supervised under the EU Markets in Crypto Assets framework by the Autoriteit Financiële Markten. The open question on this page is the authorisation of the Nexo platform, not whether owning crypto is allowed.
How are Nexo gains taxed in the Netherlands?
The Netherlands generally taxes individual crypto holdings under the Box 3 regime on savings and investments, administered by the Belastingdienst, with the system moving toward taxing actual returns. See the Netherlands crypto tax page. This is general information, not tax advice.
Where can I confirm the current position?
Check the Autoriteit Financiële Markten registers and notices, the European Securities and Markets Authority register of crypto asset service providers, and Nexo's own Help Center. Those primary sources are the most current way to confirm availability before acting.
Rules change frequently. Exchange availability and authorisations can change at short notice, and Nexo's European position is developing around the Markets in Crypto Assets transition, with reporting in June 2026 that it set up a structure supervised by the German Federal Financial Supervisory Authority. The position on this page is dated 26 June 2026. Confirm the current status with the Autoriteit Financiële Markten and the platform before you act.
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